Stable Account
  • Nationwide enrollment for individuals with disabilities
  • Tax-free savings plan for disability-related expenses
  • Save and invest without losing needs-based benefits
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STABLE Accounts give people with special needs more independence and financial security

Learn more about STABLE Accounts
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What are the benefits?

Tax-Free Earnings

Tax-Free Earnings

Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses.

Financial Benefits Not Affected

Financial Benefits Not Affected

Balances and distributions do not affect needs-based financial aid such as Medicaid or SSI.

Subject to some limitations

The STABLE Card

The STABLE Card

Participants can request their own STABLE Card that can be used to spend money on qualified expenses.

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Saving & Investing

  • MAKE EASY DEPOSITS ONLINE

    Contribute up to $14,000 per year

  • DIVERSE CHOICES

    Choose from among five different investment options, including four mutual fund based investments and one FDIC-insured investment

  • FLEXIBLE CHANGES

    Freedom to change your investment options twice every calendar year

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Qualified Expenses

Use the money in your account to pay for any expense related to your disability — not just medical expenses. Examples of things you can use your STABLE Account for:
  • Basic Living Expenses
  • Housing
    Housing
  • Transportation
    Transportation
  • Education
    Education
  • Assistive Technology
    Assistive Technology
  • Employment Training
    Employment Training
  • Personal Support Services
    Personal Support Services
  • Legal Fees
    Legal Fees
  • Health & Wellness
    Health & Wellness
  • Financial Management
    Financial Management
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Still have questions?

If you can’t find what you’re looking for or need assistance, we can help!  Visit the STABLE Account Frequently Asked Questions page or contact us below.