Can I still work and have an account?

Yes. With the ABLE to Work Act you can even contribute up to an extra $15,060 (as of 2025) to your STABLE account if you are working, in addition to the yearly contribution limit of $19,000.

Keep in mind that STABLE accounts help protect assets from counting against benefit asset limits. They do not protect against the income limits that might be tied to a state or federal benefit. 

Here are some rules and guidelines you should know about.