Eligibility
There could be an even better life experience waiting for you
Who can have an account?
ABLE accounts are a life-changing tool for millions of people, not just kids. Adults who developed a disability later in life, Veterans and guardians planning future financial stability for adult children with disabilities can take advantage of these accounts.
To be eligible for a STABLE account, you or the beneficiary must:
Have a disability that started before the age of 46 that will last, or has lasted at least a year
Disabilities include autism, mental illness, physical disabilities, deafness, blindness, and other conditions listed on the Social Security Administration’s “List of Compassionate Allowances Conditions”
Be a U.S. citizen or legal resident
Confirm one of the following
Are eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) because of a disability
Can produce a signed diagnosis form by a licensed physician if requested
How can I open an account?
If you are the beneficiary, are over the age of 18, and can manage your own account, go ahead, and get started.
If you’re the Authorized Legal Representative (ALR), you can open an account if you can attest that you have been selected by the eligible beneficiary with legal capacity; have Power of Attorney; are a conservator or legal guardian; are a spouse, parent, sibling, grandparent; or are a representative payee (individual or organization), in that order of priority.
Not sure if you qualify as an ALR? Learn more.