Videos

Welcome! STABLE Account is a savings and investment program administered by the state of Ohio and available for individuals with disabilities. This program empowers individuals and their families to save for everyday expenses and future needs without jeopardizing their eligibility for essential state and federal benefits.

In this overview, we explore STABLE Account basics, eligibility and benefits, and how to open an account.

Travis, a resident of Pickaway County, Ohio, joined the STABLE Account program as an early participant in 2016. He currently works in local government, where he assists with outreach and support services, helping to connect individuals with the resources they need. Recently, Travis fulfilled a lifelong dream by purchasing land and building a wheelchair-accessible home. This significant achievement was made possible through the financial resources he accessed from his STABLE account. Travis's journey stands as a powerful testament to how financial empowerment can pave the way for personal goals and inspire others in the community. In his spare time, Travis is an avid collector of watches and enjoys traveling to new places.

Jeff, a resident of Adams County, OH, proudly uses his STABLE account to cover housing, basic living expenses, and purchases for his cat. An active member of his community, Jeff enjoys collecting music cassettes, playing games, and spending time with friends.

JoRita, a resident of Toledo, OH, has been a lifelong champion and advocate for the disability community. As a former teacher, founder of People First of Toledo, and current Chair of The Arc of Ohio Board of Trustees, she has made a significant impact within Ohio and is a pillar within her community. In 2023, JoRita received the Lifetime Achievement in Advocacy award from the Lucas County Board of Developmental Disabilities. As a STABLE Account ambassador, she has used her account to cover housing, furniture, and everyday expenses that improve her life.

Kyle, a resident of Columbus, OH, serves as the staff photographer for the Down Syndrome Association of Central Ohio. His passion for photography inspired him to start his own photography business, which has boosted his creativity and confidence, supporting him to connect with many people in his community. Kyle utilizes his STABLE account to cover expenses related to his business, housing, and travel.

Jenny, a resident of Worthington, OH, works in local government and has used her STABLE account to furnish her apartment, travel, and cover medical expenses. She played a key role in advocating for and testifying in support of the Achieving a Better Life Experience (ABLE) Act, leading to its passage in 2014. Since 2016, Jenny has been an active and vocal member of the STABLE Account Advisory Board, where she continues to influence important decisions and promote awareness of the benefits of the program. In her spare time, Jenny loves to spend time with her friends and family, participate in athletics for the Special Olympics, and plan exciting travel adventures.

As one of the earliest employer partners of STABLE Account, UCO Industries provides savings and investment opportunities for their employees. In 2018, UCO Industries launched an employee savings program that allows staff to choose between a 4% match in a 401(k) account or a 4% contribution to a STABLE Account, depending on which option aligns best with their long-term financial goals. This initiative, lead by CEO Dave Amerine, was groundbreaking, making UCO Industries the first employer in the United States to directly promote STABLE Accounts to employees with a company contribution.

Danielle and Chelsea, members of the UCO Industries team, are proud to take advantage of the direct deposit feature that helps them achieve their financial goals. They both enjoy using their STABLE Accounts for basic living expenses and traveling!

We discuss in this video how Organizations can manage STABLE accounts for the people they serve. It will cover information about how an ALR can help oversee an account and who qualifies as an ALR, and how.

In this Video we will explore how Organizations can navigate the process of opening STABLE accounts for the people they serve.  It will cover information needed about the organization and beneficiary, multi-factor authentication, and document upload and verification.