Qualified Expenses

Save for the things that you need today and want tomorrow


Use your account wisely

Most costs related to living with a disability qualify as an eligible expense.

The money from your account can be used for everyday needs or unexpected events. The eligible expenses are geared toward improving health, independence, and quality of life, and include:

  • Living expenses

  • Education

  • Housing

  • Transportation

  • Employment, training, and support

  • Assistive technology

  • Personal support services

  • Health, prevention, and wellness

  • Financial management

  • Administrative services

  • Legal fees

  • Oversight and monitoring

Keep track of your expenses

We don’t need to see your receipts, but the IRS might. You should keep documentation of your purchases in case the IRS asks for it, and you have to provide proof of how you spent the money from your account (which you can track with your STABLE Visa® Card).

What if I buy something that doesn't qualify?

You’ll have to pay tax on investment growth, plus a 10% penalty on earnings for non-eligible items. Also, keep in mind that any non-eligible withdrawals are considered income for the month and could count against your eligibility for Supplemental Security Income (SSI) benefits or Medicaid.