• Who can open a STABLE account for an eligible beneficiary?

    An adult beneficiary with a qualifying disability can open and manage a STABLE account.  If a beneficiary is under the age of 18 or unable to open an account on their own, they must have an Authorized Legal Representative (also known as an ALR) do it for them. An ALR may be anyone who is selected...

  • Who can send me gifts?

    Once you’ve set up your gifting page, anyone who has a link can contribute towards your goal. Gift contributions do count toward your yearly contribution limit. So, if you’ve already reached the limit, your page will remain public, but no one can contribute again until next year.

  • Who controls the funds in a STABLE account?

    The Eligible Individual is considered to be the account owner. However, anyone who is selected by the eligible individual with legal capacity, who has Power of Attorney, a conservator or legal guardian, a spouse, parent, sibling, grandparent, or a representative payee (individual or organization),...

  • Who do I contact for help with SSA direct deposits?

    If you need help updating your ABLE account settings or finding your account number, contact us here. For help updating your direct deposit information with the SSA, you can reach out to their team here.

  • Who is Sumday?

    Vestwell State Savings, LLC, dba Sumday Administration, is the plan manager for STABLE Account and provides the online platform. Vestwell Holdings, Inc. is backed by some of the world’s largest financial institutions, and is committed to improving lives through investing — while staying true to...

  • Who is True Link?

    True Link Financial, Inc. is a financial services provider that powers the STABLE Visa® Card features and services. STABLE Account partnered with True Link to give cardholders access to custom features and controls. Cardholders have the option to set up restrictions on certain spending categories —...

  • Who owns the account?

    The beneficiary is the only owner of the account.

  • Why do I have to go to a different website to manage the card?

    Even though your prepaid card can only be pre-loaded with funds from your STABLE account, it is not linked directly to your funds. True Link and Sunrise Banks N.A. issue and manage the card and allow you to add your funds to the card from your STABLE account. 

  • Will a credit check be performed when I apply for the card?

    No, a credit check is not required to open a STABLE Visa® Card. However, the federal government does require True Link to verify the identity of each cardholder who opens a Card Account. When a Card account is opened, True Link will ask for the following information to attempt to verify the...

  • Will having a STABLE account make me ineligible for Medicaid?

    No. Having a STABLE account doesn’t count towards your eligibility for Medicaid regardless of the amount saved in the account.