• Can I move money from the card back into my account?

    No. Once money is moved from your account onto your STABLE Visa® Card, it cannot be moved back into your STABLE account. 

  • Can I open a new STABLE account if my previous STABLE account was closed?

    Yes. Log in to your closed account using your email and password, then click the “Create new account” link to get started.

  • Can I open and/or manage more than one STABLE account?

    Yes, you can have a STABLE account for yourself and/or open and manage multiple STABLE accounts for beneficiaries as their Authorized Legal Representative. Remember that each STABLE account can be connected to one or more bank accounts, and each beneficiary can have only one account at a time.  See...

  • Can I roll over a 529 College Savings Plan into my ABLE account?

    Yes, in 2018, Congress passed the ABLE Financial Planning Act, which allows you to roll over money from a 529 College Savings account into a beneficiary’s (or family member’s*) STABLE account without being penalized. There is a $16,000 rollover limit (less any current tax-year STABLE...

  • Can I set automatic transfers onto the card?

    Automatic transfers are not available at this time. 

  • Can I set up automatic monthly transfers into a STABLE account?

    Yes, monthly transfers are a great way to help a STABLE account grow and help you reach your yearly goal. Look for the “Transfers” button once you’re signed in and follow the setup for Monthly Transfers.

  • Can I still work and have an account?

    Yes. With the ABLE to Work Act you can even contribute up to an extra $12,880 (as of 2022) to your STABLE account if you are working, in addition to the yearly contribution limit of $16,000.  Keep in mind that STABLE accounts help protect assets from counting against benefit asset limits. They do...

  • Can I transfer an existing ABLE account into my STABLE account?

    Yes, you can use the ABLE to ABLE Rollover Form to get started. Keep in mind that you can only make one rollover every 12 months. A STABLE account can also be rolled over to an eligible member of the family if the rollover happens before the death of the original beneficiary who opened the account.

  • Can I use funds to pay for housing or rent?

    Yes, you can use money from a STABLE account for housing expenses. If you’re eligible for Supplemental Security Income (SSI), the money must be used within the month it was withdrawn so it doesn’t affect your SSI eligibility. Plus, having a STABLE account doesn’t affect other housing benefits, like...

  • Can someone else access my account?

    To keep the account safe, do not share your password with others and do not let someone else have access to your account unless an Authorized Legal Representative (ALR) is the manager. If you want to change the ALR for the account, give us a call Monday through Friday, at 1-800-439-1653 from...